The Best Credit Improvement Hack Secret.

“9 Out 10 Renters Should Do This.”

Former Director of HUD


Raise your Credit Score to Excellent in a matter of a couple of months.

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We Use Your Rent Payments To Establish A Credit Tradeline That Boost Your Credit Score.

Tested And


Our Affordable Pricing

Montly Recurring Payment
$ 9.95 /mo

Credit Reporting

Cutting Edge Dashboard

Credit Score Building Education

No contract, cancel anytime no question asked

One-time initiation fee : $9.95

Refer any 2 renters, like your roommate and/ spouse. and start your credit building for FREE until they unsubscribes.

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For the price of a pizza, you will be on your way to success.

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Remarkable Things Our Members Are Saying.

We don't like to brag, but we don't mind letting our customers do it for us. Join our happy members nationwide who are already using Koi.Credit

“Everything is so easy with Koi.Credit They are truly heroes, they helped me improve my credit score by reporting my on-time rent payments.”

Josh S

“Very trustworthy! And I love the personalized credit improvement plan that they offer to members for free. Talk about value!”

Ramon T

Highlight Features Of Our Program For You

Get Loan Approvals from Banks

Enjoy Low Interest Rates on Loans

“Do It Yourself” Credit Improvement Templates

Refer 2 Renters like your spouse or roommate, get the Program for FREE.

Try Koi.Credit Full Satisfaction Guarantee.

We are committed to helping you get the credit score you deserve. Try us for 30 days and if you are not fully satisfied, we will refund your Reporting Fee.No questions asked.

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Signup with Koi.Credit as a Renter


  • One Time Fee
    Activation and Verification Fee
  • Monthly Rereporting Fee
    Monthly Recurring Payment
  • Total (USD) $19.90

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